As per the latest RBI data, bank credit growth has inched up to mid-teens, <br />despite the nominal GDP growth having trended downwards in recent time. <br />The overall non-food bank credit has increased by 13 percent to about 82 lakh crore <br />rupees in January. <br />Sakshi Batra does a 3 point analysis to understand what's driving the credit growth. <br /> <br />